Sanjay is a veteran of the banking and insurance industries with over 20 years’ experience across several Asian markets. Prior to joining Prudential Cambodia as the CEO, he served as the CEO of Prudential Vietnam Finance Company, deputy CEO of the Orient Commercial Joint Stock Bank in Vietnam, and held leadership roles in consumer banking and risk for over a decade at Citibank in Japan, Korea and India. In Cambodia, he has set Prudential a vision of making trusted healthcare and insurance accessible to all Cambodians by leveraging a state of the art AI powered wellness App, Pulse, which was rolled out in late 2020, coupled with bite-sized, simple and affordable insurance products. Prudential Cambodia will also be active in helping develop talent and capacity in Cambodia towards Artificial Intelligence, Healthcare Technology, and Finance. Sanjay strongly believes that Cambodia has all the foundations to accelerate itself into a sustained high growth phase for the next decade and he intends to help the IBC to amplify that message to the world.